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How to Get More TOTY Cards in EA FC 26? | The SBC Loop Nobody Tell You How to Get More TOTY Cards in EA FC 26? | The SBC Loop Nobody Tell You

How to Get More TOTY Cards in EA FC 26? | The SBC Loop Nobody Tell You

Jan 23, 2026 Source: UTNICE More News

All players for EA FC 26 TOTY have been revealed. Now it's time to open card packs to acquire these top players.

SBCs, Evolutions, and Objects, etc., FUT 26 offers many ways to collect card packs, but you might not know where to start. So let's systematically introduce how you should acquire these top player cards.

How to Get More TOTY Cards in EA FC 26? | The SBC Loop Nobody Tell You

Priority Objectives

Many players overlook an important objective: Ultimate Gauntlet. You should prioritize completing it because it yields a large number of high-rated card packs, and the final reward is a 7x 86+ Rare Gold Players Pack. Even if the cards aren't from TOTY, they are still valuable.

In addition, while Live Event missions can be a bit tedious, they are still worth completing for a 3x 86+ Rare Gold Players Pack. Gold Stand Cup also offers a 3x 86+ Rare Gold Players Pack. In short, you currently have a large number of objectives to complete.

Daily SBCs

Currently, you only need to focus on the following four SBCs:

  • Daily Login: Submit one Bronze Card to receive one Gold Pack, and receive additional Evolution items or more packs based on your progress.
  • Bronze Upgrade: Very simple. Submit 5 Bronze Cards to this SBC, and you will receive 5 Bronze Packs.
  • Silver Upgrade: Same as above, submit 1 Silver Card to receive 1 Silver Pack.
  • Daily Gold Common Upgrade: Requires 1 Bronze Card and 1 Silver Card (obtained by opening the packs mentioned above). After submission, you will receive 11x Gold Player Packs.

These Upgrade SBCs can be repeated 5 times, meaning you can ultimately obtain 55 Gold Cards for free (5 Rare, 50 Common).

League Upgrades

After completing the daily basic SBCs, you need to focus on the following three upgrade challenges. While there are other add-ons, these three are the most crucial:

  • Mixed League Upgrade
  • Premium Mixed League Upgrade
  • 5 of 10 78+ Player Pick

How to Categorize Player Cards?

Before starting to upgrade SBCs, please open all the gold packs you obtain. This is to find specific player cards to maintain the subsequent upgrade cycle. Players obtained from Gold Packs can be roughly divided into two categories:

  • League SBC Related Cards: Player cards from specific leagues, which can be used in the corresponding Premium Mixed League Upgrade.
  • Universal Upgrade Material Cards: Common Gold Players and Rare Gold Players, which can be used for other upgrades.

Common Gold Players can be used in League-Specific Gold Common Upgrades, which will reward you with 1 Rare Gold Player and 3 Common Gold Players (all from the selected league).

Rare Gold players can be used for a League-Specific Gold Rare Upgrade, which grants 3 Rare Gold players and approximately 8 regular Gold players.

Player cards from the 8 core leagues (regardless of Bronze, Silver, or Gold) should be reserved for their respective SBCs. Any player card not belonging to these 8 core leagues can be freely used for any other Upgrade.

  • Roshn Saudi League
  • Serie BKT
  • Superliga
  • Bundesliga 2
  • Ligue 2 BKT
  • LALIGA HyperMotion
  • MLS
  • EFL

How to Handle High-rated Players?

Before embarking on a large-scale League Upgrade, prioritize completing 5 of 10 78+ OVR Player Pick SBC. These provide a large number of high-rated fodder players, such as those rated 82, 83, 84, 85, or even higher. These high-rated players can be used in other high-value SBCs, such as:

  • TOTW SBCs
  • 2 x 86+ Upgrade
  • 10 x 83+ Upgrade
  • Specific player SBCs you wish to build

All players rated 82 and above should only be used in the above SBCs. Players rated 81 and below should be used in the previously mentioned League Upgrade or Standard Upgrade.

Shop And Other Resources

In addition to the above, there are some noteworthy rewards in the in-game shop, such as 10 Coin Packs and 2500 Coin Player Pick Packs.

10 Coin Packs, costing only 10 FC 26 coins, can be exchanged for 3 rare gold players. Sometimes you might even get special cards, and even without them, they can provide materials for your upgrade cycle. After opening packs, follow the same classification principles to handle players.

Additionally, the shop may also offer players and packs for 3000 coins, which are very valuable because a single pack contains almost all the materials needed to complete a double 86+ SBC or ten 83+ SBCs.

In addition, don't overlook event campaigns, which contain many easily obtainable card packs. Challenges under the SBC tab (which rewards Prime Gold Players Packs) and Marquee Matchups contain a large number of card packs, and we recommend completing them.

If you consistently complete the above daily, your club will accumulate a large number of player cards, allowing you to begin cycling through all other upgrades and SBCs. After completing the above steps, you can open card packs obtained through other means and disassemble player cards using the same logic: league-related cards for league SBCs, and cards with 82+ points for high-value SBCs.

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